Care that works with your cover
We partner with leading insurers and corporate panels so that quality treatment stays within reach — with paperwork we handle, not you.
Straightforward billing, fewer surprises
Elaj Hospital is empanelled with a number of health insurance companies, takaful operators and corporate clients.
Whether you hold an individual health policy, are covered through your employer, or belong to a group panel, our billing team works directly with your provider to arrange approvals and, where your policy permits, fully cashless treatment.
Coverage varies by plan and provider, so we always recommend confirming your benefits with us before a planned admission or procedure. In an emergency, come straight in — we will sort out the paperwork alongside your care.
Cashless facility
Available for eligible policies, subject to insurer approval.
Panel billing
Direct billing for empanelled corporate and group clients.
Pre-authorisation
We arrange approvals for planned admissions and surgery.
Transparent balance
Any non-covered amount is explained clearly and upfront.
Insurers & panels we work with
Do not see your provider? Contact us — our list keeps growing and we may still be able to accommodate your plan.
State Life Insurance
AcceptedEFU Health Insurance
AcceptedJubilee Life Health
AcceptedAdamjee Health
AcceptedTPL Insurance
AcceptedPak-Qatar Takaful
AcceptedSalaam Takaful
AcceptedCorporate & Panel Clients
AcceptedProvider names are shown for identification only. Acceptance and coverage remain subject to your individual policy terms and insurer approval.
Four simple steps
From verifying your plan to settling any balance — here is exactly what to expect.
Confirm your coverage
Before your visit, call our front desk or message us on WhatsApp with your provider and policy number. We will verify what your plan covers.
Bring your documents
Carry your insurance or panel card and a valid CNIC. For panel patients, bring any referral or authorisation letter from your employer.
We handle the paperwork
Our billing team liaises directly with your insurer or panel to arrange approval, pre-authorisation and cashless billing wherever your policy allows.
Focus on getting better
You concentrate on your treatment. Any balance not covered by your plan is explained clearly and upfront before you settle.
Let us check it for you
Share your provider and policy details and our billing team will confirm your benefits before you visit — no obligation.